Republic International Platinum VISA Card

Earn Cash Back every time you use your Republic Bank Credit Card! The more you use your Republic Bank Credit Card, the more Cash Back you earn and the more you save!

Anytime, anywhere, you can earn CASH BACK every time you make purchases with your Republic Bank Credit Card. The more you use your Republic Bank Credit Card the more CASH BACK you earn and with no restrictions or expiration dates, there is NO LIMIT to the amount of Cash Back you can earn!

Enjoy the convenience of using your Cash Back anywhere your credit card is accepted.
Utilise Cash Back for:

• Airline tickets on any airline
• Cruise Travel
• Building Supplies
• Groceries
• Or whatever you choose, anywhere Visa credit cards are accepted!

Cash Back Rewards will be applied to your credit card account every three (3) months

• March
• June
• September
• December

Please refer to the FAQs for any questions or concerns you may have regarding the amendment to the credit card reward programme.

No interest will be payable on any amounts debited to the Credit Card Account if the outstanding balance is paid in full by the Payment Due date shown on the Principal Cardholder’s current Billing Statement.

What are the benefits and who is covered?

• When you pay the full price of your tickets with your valid and active Republic Bank Visa Platinum Credit Card, you, your spouse and dependent children under 23 years of age are automatically covered for up to USD 500,000 each in case of death or accidental injury while under the responsibility of a commercial carrier with a valid license to transport passengers by air, water or land. Coverage also applies to tickets that are redeemed with points generated through Visa card loyalty programs, provided all taxes and surcharges are paid with the Visa Platinum card. It is not necessary for the spouse and children to be traveling with the cardholder to be considered insured persons.

• Coverage applies specifically during boarding, during the journey and while descending from the carrier's conveyance for domestic and international trips that are part of the carrier's published and regularly scheduled routes and service. Coverage also applies while the insured is boarding or descending from a means of transportation operated by a commercial carrier when this service is included in the ticket price and the airport provides said means of transportation within its perimeter. Coverage does not apply in taxi cabs or urban buses.

• The benefits provided by this insurance in the event of death or accidental injury while the insured is traveling in a common carrier are as follows:

Who receives the benefit for loss of life?

• The benefit for loss of life will be paid to the beneficiary designated by the insured, or if there is no such designation, to the first surviving beneficiary scheduled on the policy.

What do I need to do to submit a claim to Visa?

• You must report the loss to Visa within 90 days from the date the incident occurred or as soon as it is reasonably possible, or your claim will not be processed. In addition to proof that your tickets were paid with the Visa Platinum card, you must submit any other documentation that is necessary or relevant to support the claim.

• Visa does not provide insurance. Insurance provided by third parties. For definitive information about the scope and limitations of each insurance product, please refer to the policy issued by the insurer.

Coverage for you, your spouse and children. USD 25,000

• Traveling without medical coverage can lead to a real nightmare. That is why it is great to know Visa Platinum can take care of unforeseen medical expenses by providing a wide range of emergency medical coverage that not only protects you and your loved ones while traveling, but also your family's assets.

What are the benefits and who is covered?
When you pay the full price of your international travel tickets with your valid and active Visa Platinum card, you, your spouse and dependent children under 23 years of age are each automatically covered for a wide range of medical services with no deductible, up to a maximum of USD 25,000 each, while traveling abroad. Coverage also applies to tickets that are redeemedwith points generated through Visa card loyalty programs, provided all taxes and surcharges are paid with the Visa Platinum card. It is not necessary for the spouse and children to be traveling with the cardholder to be considered insured persons.

• The emergency medical assistance coverage applies during international trips not exceeding 60 days and to medical conditions that are not pre-existing. The emergency must occur while traveling abroad to be considered covered.

Does this coverage apply to a pre-existing medical condition?

• Pre-existing medical conditions are not covered. When the injury or illness had already occurred or had been diagnosed by a physician within 90 days prior to the trip date, this is considered a pre-existing condition. If the condition has been under control with the use of medication during the period of 90 days prior to the trip date and there is no medical restriction for traveling, it is not considered a preexisting condition.

What is the first thing I need to do in case of an illness or injury while traveling?

• The first thing you should do is call the Visa Customer Service Center immediately. The Center will recommend the best physician or hospital available to take care of the emergency that speaks your language, and also has physicians and nurses available to supervise and ensure you receive adequate medical care. In many cases the Center can even pay the charges for the medical services it coordinates. If you choose to contact a duly licensed physician who is accredited by a local hospital, be sure to keep all receipts for medical expenses to be able to claim reimbursement.

What do I need to do to submit a claim to visa?
You must notify Visa within 30 days or your claim will not be processed. In addition to proof that your tickets were paid with the Visa Platinum card, you will be required to submit copies of any payment receipt or itemized invoice of the physician or hospital that provided the services, as well as copies of all medical records. In the case of repatriation of remains, you will have to submit a copy of the death certificate and your receipts as proof that the services were rendered and paid.

Visa Concierge Service provides you exceptional services for free and in your language, so you can save valuable time and money. Confirm your flights; reserve a table in the best restaurant of the city or to send gifts to the family. Call directly to your Personal Assistant Visa Concierge to the telephone shown in the back of your card, or directly to the Visa Platinum Assistance Centre.

The new Contactless feature allows you to conduct purchases BBD$100 and under, with your credit card, without having to give it to anyone to complete your transaction.

Our Republic International Platinum VISA Card has already been enabled with this new feature and will be available to new customers, as well as existing cardholders upon renewal or replacement of their credit card.

• Your card never leaves your hand.
• You don't need to touch the point-of-sale terminal.
• It makes the transaction faster.

For further information regarding contactless transactions, please see our FAQs here.

The Visa Price Protection Programme helps you get the best price you can find on most products you buy with your Republic Bank Visa Platinum Credit Card. Simply pay for the entire cost of the product with your credit card and if, within 30 days of the date you purchased the product, you see either a printed advertisement or non-auction internet advertisement for the same product (same model number and same model year) by the same manufacturer, in the same market*, for a lower price, Visa will refund you the difference, up to USD 500 per item – Maximum of USD 2,000 per account per 12-month period. The price difference must be above USD 25 this coverage to apply. Conditions apply.

Republic Bank Visa Platinum Credit Card cardholders can benefit from the security and safety offered through Visa Purchase Protection up to USD$10,000.00 per annum. If something you bought with your card is damaged or stolen within 180 days of purchase, chances are you’re protected. Most new purchases are covered against theft or damage for a full 180 days from the date of purchase.

Republic Bank Visa Platinum Cardholders who purchase the full cost of their international tickets with their card are eligible for this benefit. Conditions are only valid for an eligible trip for up to sixty (60) consecutive days from the departure of country of residence or country of card issuance of such eligible trip.

Visa Concierge Service provides you exceptional services for free and in your language so you can save valuable time and money. Use it to confirm flights, reserve a table in the best restaurant of the city or send gifts to the family. Call your Personal Assistant Visa Concierge directly from the phone number shown in the back of your card or call the Visa Platinum Assistance Center.