Republic Bank / PriceSmart Visa Platinum Credit Card

Republic Bank / PriceSmart Visa Platinum Credit Card

At PriceSmart you’ll find everything under one roof! Get high quality merchandise at low prices for the best deals ever! With the Republic Bank / PriceSmart Visa Platinum Credit Card you save even more! With 4% Cash Back on your purchases at PriceSmart and 1% on all your other Local and International purchases and NO LIMIT to the amount of Cash Back you can earn, this credit card is the best deal around! Exclusively for PriceSmart members!

  • Earn 4% cash back on all purchases at PriceSmart
  • Earn 1% on all other purchases, locally and internationally
  • Unlimited amount of cash back to be earned
  • Cash Back will be applied to the credit card account monthly

Republic Bank / PriceSmart Visa Platinum cardholders get auto rental Insurance at no additional cost each time they rent an automobile using their Republic Bank / PriceSmart Visa Platinum credit card. The cardholder must decline the Collision Damage Waiver (CDW/LDW) or similar coverage offered by the auto rental company. Coverage is offered by Chartis AIG and covers Republic Bank / PriceSmart Visa Platinum cardholders up to the actual cash value of the vehicle, the cost of repairs or replacement value of the rental vehicle while said vehicle is in the cardholder’s possession.

The following specific costs are included in the policy:

  • Damage due to collision
  • Theft of vehicle and related charges
  • Malicious vandalism charges
  • Loss due to accidental fire as long as the liability rests with the cardholder

To be eligible for this insurance coverage:

  • Republic Bank / PriceSmart Visa Platinum cardholders must reserve and pay for the entire cost of the auto rental with their Republic Bank / PriceSmart Visa Platinum credit card
  • All drivers authorised to operate the rental vehicle in accordance with the rental car agreement should be covered.
  • No person other than the cardholder or other authorised drivers shall have any legal or equitable right, remedy, or claims of insurance proceeds and/or damages under or arising out of this coverage.
If you are unable to decline the auto rental company coverage, the coverage will be “secondary” to the auto rental company coverage and will be responsible for any gap between the auto rental company coverage and the damages for which you are responsible.
For more detailed information visit www.visa-platinum.com

The Visa Price Protection Programme helps you get the best price you can find on most products you buy with your Republic Bank / PriceSmart Visa Platinum Credit Card. Simply pay for the entire cost of the product with your credit card and if, within 30 days of the date you purchased the product, you see either a printed advertisement or non-auction internet advertisement for the same product (same model number and same model year) by the same manufacturer, in the same market*, for a lower price, Visa will refund you the difference, up to USD 500 per item – Maximum of USD 2,000 per account per 12-month period. The price difference must be above USD 25 this coverage to apply. Conditions apply.

Same market is defined as same country and within 100 kilometers of point of purchase. For the US, it will mean the 48 contiguous states. Alaska, Hawaii and other US territories will be treated separately.

Republic Bank / PriceSmart Visa Platinum Credit Card cardholders can benefit from the security and safety offered through Visa Purchase Protection. If something you bought with your card is damaged or stolen within 180 days of purchase, chances are you’re protected. Most new purchases are covered against theft or damage for a full 180 days from the date of purchase.

For more detailed information visit www.visa-platinum.com

International Emergency Medical Services (IEMS)
The IEMS benefit covers the following:
Medical Assistance Services
  1. Emergency medical expenses, which are incurred for treating an accident or medical emergency;
  2. Emergency dental treatment expense, which arises from an accidental injury to healthy and natural teeth;
  3. Prescription expenses, prescribed by a licensed physician, which are incurred for treating an accident or medical emergency* that is covered under IEMS.
  4. Pre-existing conditions.
  5. Complications due to pregnancy, childbirth, miscarriage or abortion.
  6. Treatment and/ or complications relating to HIV or AIDS.
Transportation and Accommodation Services
  1. Emergency medical evacuation;
  2. Repatriation of mortal remains;
  3. Repatriation of beneficiary;
  4. Early return or extended stay;
  5. Return of an elderly dependent or economic dependent;
  6. Convalescence;
  7. Companion to bedside.

Please be aware that the benefit amounts for the IEMS are different and that there are restrictions of services and benefits related to international sanctions laws before planning your trip. If you have any questions as to the availability of services prior to your trip, please contact us at our customer center telephone numbers 1-800-396-9665 (USA and Canada), and 1-303-967-1098 (other countries). Calls can always be made by collect call.

*Emergency as described above.

Republic Bank / PriceSmart Visa Platinum Cardholders who purchase the full cost of their international tickets with their card are eligible for this benefit. Conditions are only valid for an eligible trip for up to sixty (60) consecutive days from the departure of country of residence or country of card issuance of such eligible trip.

For more detailed information visit www.visa-platinum.com

Visa Concierge Service provides you exceptional services for free and in your language so you can save valuable time and money. Use it to confirm flights, reserve a table in the best restaurant of the city or send gifts to the family. Call your Personal Assistant Visa Concierge directly from the phone number shown in the back of your card or call the Visa Platinum Assistance Center.

Visa Luxury Hotel Collection, a hand-selected portfolio developed exclusively for Visa Platinum, Visa Signature and Visa Infinite cardholders, comprises some of the world's most intriguing and prestigious properties. Gathered together by Visa invitation and appraised annually, all properties, from boutique gems to world-famous hotels, provide guests an exclusive, unique collection of benefits, specially designed to offer an unparalleled experience.

Exclusive Benefits:
  • Visa Luxury Hotel Collection offers Republic Bank / PriceSmart Visa Platinum cardholders the most complete benefit programme for the world's best hotels
  • The best available rate
  • Automatic room upgrade upon arrival when available
  • Complimentary continental breakfast
  • 3pm check-out when available
  • VIP guest status
  • $25 food or beverage voucher
  • Free in-room internet or valet parking
  • Personal Concierge Service which provides the cardholder with information and assistance he or she may require when travelling. This is available 24/7, 365 days a year. Services provided include shipping gifts, purchasing tickets, reserving rooms, renting vehicles or obtaining reservations at the best restaurants.

You can get up to 45 days INTEREST-FREE CREDIT, if the outstanding balance is paid in full by the payment due date shown on the principal cardholder's current billing statement. Payment must be paid in full by the payment due date for two consecutive billing statements.

Chip and PIN technology has many benefits:

  • It reduces fraud, making credit card transactions more secure and enhances the overall customer experience.
  • The embedded microchip on the card stores data more securely, preventing it from being easily copied or altered.
  • The unique Personal Identification Number (PIN) means that only you can use your card and do so securely.
  • These cards are also globally accepted, including in Europe and in the UK.
As at 10th July 2020, the following is the list of countries where sanctions have been imposed by the US Government and United Nations, as well as sanction regulations issued by other jurisdictions that restrict the use of VISA/MasterCard products.
  • Burma (Myanmar)
  • Iran
  • Sudan
  • Syria
  • North Korea
Click here to download Conditions of Use

You must be an active PriceSmart member and provide your membership number on the application form. You must also present your valid PriceSmart membership card when submitting your credit card application to Republic Bank.

What you will need

Before visiting our branches, ensure you have the following documents:

Main applicant

Your active PriceSmart membership card.

Main applicant and each co-applicant on the account

Two forms of valid photo identification - Passport, National Identification card or Driver's ID
Utility Bill in the applicant’s name (Where the utility bill is not in the customer’s name, the customer can submit the lease agreement, where available, or a letter from the landlord/owner/parent addressed to the Bank confirming residency of the applicant).
Recent Job Letter (original- not older than 3 months)
Two Recent Pay slips (No older than 3 Months)

Self employed
Up to date Audited Financial statements (for the last 3 years) for the business.


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