Investment Management Contracts

TRAM offers individuals the ability to meet their savings and investment needs via Investment Management Contracts (IMC). Each IMC client has access to a dedicated analyst, who, under the guidance of the Investment Manager will construct a portfolio tailor made to meet the client’s unique goals, return objectives and risk tolerance.

• Customized portfolio construction allowing access to local and international fixed income (bond) and equity markets.
• Rigorous analysis and due diligence of all assets which must be approved by the Bank’s Head Office Investment Committee prior to purchase.
• Regular monitoring of assets and the overall portfolio.
• Active portfolio re-balancing taking in to account changing market conditions as well as changes in client circumstances.
• Custody of client assets in accounts established for their sole benefit which are held separate and apart from bank assets.
• Provision of quarterly statements showing the value of assets and a summary of all transactions for the quarter.